Category First-Home Buyer Advice

This article was written by Simone Garcia Solicitor at W & G Lawyers.

Buying your first home is a major milestone, and off‑the‑plan properties can be an appealing pathway into the market. They often offer lower upfront costs, more time to save before settlement, and the excitement of moving into a brand‑new home. But these benefits come with risks—particularly for first‑time buyers who may be unfamiliar with complex property contracts.

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When purchasing or developing property in Queensland, it is essential to consider flood risk as part of your legal due diligence. Flood exposure can affect a property’s development potential, insurance costs, future resale value, and importantly, compliance with planning law and building codes.

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Buying or selling a home is exciting, but the paperwork can feel overwhelming. In Queensland, most residential sales use the REIQ Contract for Houses and Residential Land, which includes key clauses that define your rights and responsibilities.

At W & G Lawyers, we make sure you understand what you’re signing before you commit. Below are some of the most important terms explained in simple, everyday language.

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Legal Insight from W & G Lawyers

At W & G Lawyers, we regularly assist first-home buyers with property transactions. The Federal Government’s First Home Guarantee (FHG) helps eligible buyers purchase a home with as little as a 5% deposit—but it is not without legal risks.

Many people mistakenly believe the scheme is a form of financial protection. In fact, the Guarantee is a contractual arrangement between the Government and your lender, not a safety net for you. This article sets out the core legal implications and how we, as your solicitors, can protect your interests throughout the process.

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Saving for a house deposit feels impossible?
Tired of watching property prices rise while your savings stay flat?
Good news — the Queensland Government’s new Boost to Buy scheme might be your chance to finally get on the property ladder.

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Using a Self-Managed Superannuation Fund (SMSF) to invest in real property can be a powerful wealth-building strategy for Australians. But when borrowed funds are involved, the legal and compliance risks increase significantly. One of the most common and costly errors occurs right at the beginning — when the wrong purchaser is named on the contract.

At W & G Lawyers, we regularly assist clients in navigating the legal complexity of SMSF property purchases involving finance, ensuring the right structure is in place from day one.

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Using a Self-Managed Super Fund (SMSF) to invest in property is becoming a popular strategy among Australians looking to take more control of their retirement savings. Whether you’re thinking of buying a commercial property for your business or diversifying your super portfolio, it’s definitely possible — but the rules are strict, and getting it wrong can be costly.

At W & G Lawyers, we help make sure you stay compliant and confident from start to finish.

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Buying your first home in Queensland is one of life’s most exciting milestones — but it also comes with a long list of legal, financial, and practical steps that many buyers aren’t prepared for.

Whether you’re just starting your search or have already signed a contract, this guide walks you through everything you need to know — including hidden costs, legal rights, government support, and tips to avoid costly mistakes. Each section links to our full articles for in-depth help.

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Buying property is a major commitment — but what if you’ve already signed the contract and then discover problems with the home? Can you renegotiate the purchase price after signing?

Let’s explore your legal options in Queensland.

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Buying your first home can feel impossible — especially when the bank says no to your loan application. But if you’re struggling to save a large deposit or get loan approval, the Queensland Government offers help that many first-home buyers don’t know about.

Here are two key programs you may be eligible for:

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