Archives August 2025

First Home Guarantee: Buy Your First Home with Just 5% Deposit

Legal Insight from W & G Lawyers

At W & G Lawyers, we regularly assist first-home buyers with property transactions. The Federal Government’s First Home Guarantee (FHG) helps eligible buyers purchase a home with as little as a 5% deposit—but it is not without legal risks.

Many people mistakenly believe the scheme is a form of financial protection. In fact, the Guarantee is a contractual arrangement between the Government and your lender, not a safety net for you. This article sets out the core legal implications and how we, as your solicitors, can protect your interests throughout the process.

Read More

Legally Binding or Vague Wish? How Courts Interpret Homemade Wills

Lessons from the Estate of Raveica Negrean

At W & G Lawyers, we regularly assist clients with disputes arising from informally prepared or poorly worded wills. A recent decision involving the estate of Raveica Negrean provides an instructive example of how courts determine whether a clause in a will is legally binding or merely expresses a non-enforceable wish.

Read More

Understanding Co-Ownership: Joint Tenancy vs Tenants in Common

When purchasing property in Australia with another person – whether with a spouse, family member, or business partner – you must choose how the ownership is to be recorded. The two most common co-ownership structures are Joint Tenancy and Tenants in Common.

These structures can different significantly in their legal implications. Choosing the right form of ownership is critical for effective estate planning, asset protection, and future dispute resolution.

Read More